It all started so well. Back in precredit-crunch 2006, my boyfriend, Andrew,
and I eagerly bought a two-bedroom flat in leafy Epsom, Surrey, for
£220,000. Smug to be first-time buyers while only in our twenties, and
desperate to escape awful landlords, we were too happy to be ascending the
first rung of the property ladder really to consider what we were buying...
and how we were buying it.
» full story
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